Online Mortgage Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A First State Bank Loan Officer will follow up to answer your questions.
Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 304-733-7873.

Mortgage Calculators

Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

Contact Us

Main Number: 304-733-7873

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Today's Featured Rates

Fixed Rates
30yr Fixed
 Rate  APR  Points
 4.000%  4.067%  0.000%
20yr Fixed
 Rate  APR  Points
 3.750%  3.842%  0.000%
15yr Fixed
 Rate  APR  Points
 3.250%  3.330%  0.000%

Personalized Quote

Rate Watch